Equity Release

A Simple solution for you

A lot of people at retirement age are raising money from their homes

Living in houses that have increased in value over the last decade and have no mortgage commitments. Even with the current drop in property values that the UK is now experiencing, if you bought your house 5 or more years ago there is a strong likelihood you will have significant equity in your property.

Tax-free lump sum

Equity release schemes allow elder homeowners to release equity from their home to generate income or a tax-free lump sum to provide extra regular income, contribute towards your nursing care costs, pay for essential property repairs or you can spend it how ever you like.

Currently there are over 40 equity release schemes available and so it is vital to choose the right one for your requirements.

There are two main schemes available:

Lifetime mortgages - you keep full ownership of your property. Using an interest only mortgage, there is no need to make any monthly repayments and you can continue to live in your property for your lifetime or until you need to go into a nursing home.
Home reversion - you continue to live in the property for your lifetime but sell all or part of your home to a finance company and receive a cash lump sum, and/or a regular income

Natural Portfolio Strategies has partnered with Key Retirement Solutions to provide you with independent advice searching the market for you to ensure you get the equity release scheme for your needs.

Please contact us on 0845 833 0668 to find out how we can help you release equity from your property FREE REPORT.

Further information

For a full assessment of your requirements, please complete our detailed information form.